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The Best How Can I Get Money From My Home Equity References . They basically turn your equity into a credit card, and you can withdraw money as needed over an extended period of. You can borrow 80 to 85 percent of your home's appraised value, minus what you owe. How to access equity remortgaging for a cash lump sum Uswitch from www.uswitch.com To figure out how much you can borrow against it, first multiply the market value by. With a home equity loan, you’ll be able to borrow a maximum of 80% of the property’s appraised value, minus what you have left to pay on your original mortgage. Helocs are lines of credit based on your home equity.

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